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Aconite’s Mobile Banking and Payments Solutions
Aconite provides cost-effective solutions that enable banks and mobile network operators to provide mobile banking and mobile payments applications, including prepaid and pre-authorised accounts, to their customers’ mobile ‘phones. Additional services can be provided on the card/token, such as a transit ticketing applications. We can provide a complete solution for your smart chip needs or point solutions for specific functions within your environment.
Our solutions have minimal impact on your existing systems. Allied with the experience and expertise of our consultants, our proven solutions provide a number of key benefits:
- low risk, given Aconite’s experience and expertise in implementing smart card solutions;
- fast implementation, based on the use of proven software and expert support; and
- lower cost, resulting from the reduction in risk and implementation timescale.
Aconite’s Affina Enterprise facilitates “over the air” personalisation of mobile banking and payments applications for mobile ‘phone users and subsequent “over the air” updates to applications. Affina Enterprise can:
- import card/token data from other systems;
- undertake data preparation for chip and application personalisation;
- manage the complete life-cycle of the card/token, keeping track of the personalisation data, the versions and parameters of applications and chip details etc.;
- manage multiple applications on a ‘phone, which can be from different organisations; and
- facilitate post-issuance updates to or deletion of existing applications or the download of new applications.
Our PrePaid Value Manager provides the ability to manage mobile ‘phone based prepaid (stored-value) and pre-authorised accounts.
Please contact us for further information about how our solutions can meet your specific needs.
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