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Aconite’s Smart Debit/Credit Solution
Aconite provides a cost-effective Smart Debit/Credit solution that enables banks to issue smart card based debit and credit cards. Our Smart Debit/Credit solution is designed to manage multiple applications from different organisations, enabling you to leverage your investment by making many other services available through the card, such as adding a prepaid payment facility.
Our solutions have minimal impact on your existing systems. Allied with the experience and expertise of our consultants, our proven solutions provide a number of key benefits:
- low risk, given Aconite’s experience and expertise in implementing smart card solutions;
- fast implementation, based on the use of proven software and expert support; and
- lower cost, resulting from the reduction in risk and implementation timescale.
Aconite’s Smart Debit/Credit solution is based on our Affina Enterprise product. Aconite’s Affina Enterprise facilitates personalisation of smart cards with debit and credit applications and subsequent updating of applications. Affina Enterprise can:
- import card/token data from other systems;
- undertake data preparation for chip and application personalisation;
- manage the complete life-cycle of the card/token, keeping track of the personalisation data, the versions and parameters of applications and chip details etc.;
- manage multiple applications on a chip, which can be from different organisations; and
- facilitate post-issuance updates to or deletion of existing applications or the download of new applications.
Please contact us for further information about how our solutions can meet your specific needs.